FIRE enthusiasts often struggle to decide how much money they need once they FIRE. Many worry about lifestyle inflation: “With so much time on my hands, I am bound to spend more than I thought” or “What if I had underestimated how much I need". Stuck in this mindset, many either give up trying to FIRE or never actually FIRE for fear of running short.
After FIRE, I realized the opposite. To be clear, I knew I would keep my costs under control, but I thought it would come at greater discipline than before I fired. It actually came more effortlessly: life often becomes more economical after achieving financial independence.