How NOT to Achieve Financial Independence: A Comprehensive Guide of 20 Excuses (by Olumide Ogunsanwo)
An Honest Look at Why Financial Freedom Feels Impossible
Here’s your ultimate guide to avoiding financial freedom. Just follow these easy steps, and you’ll remain firmly where you are!
The best part? You’ve got a handy toolbox of excuses to pull from whenever you need to justify your choices to yourself, dodge a conversation, or sidestep a challenge.
1. Procrastination: Delay everything
Put off earning, saving, and investing until later. There's no urgency. Why rush things? Pick specific dates like “next month” or “after my next promotion”, or vague ones like “soon” or “in the future”. Slow and steady wins the race. Always have a perfect excuse for why today isn’t the right time and remember: starting now is strictly off-limits.
2. Fear: Dwell on potential mistakes
You’ll probably mess up if you try something new, and mistakes could make things worse. It’s better to stay in your comfort zone. Financial independence is overwhelming, and you don’t know where to start anyway. Why risk it?
3. Fixed Mindset: Assume you’re bad with money
Remember when you overspent your allowance in college and had to call your parents? Of course you do. Oh, and who could forget that time you "invested" in your best friend’s sister-in-law’s Tequila business? We all remember that one! You were obviously terrible with money, and that’s never going to change. Why try?
