Financial Independence for People Who Feel Stuck (But Still Want It)
Two secrets lying in plain sight: productivity (at work) and consistency (with friends)
There are four types of people when it comes to financial independence:
Those who want it but think they can’t achieve it.
Those who don’t want it and think they can’t.
Those who don’t want it but actually could.
Those who want it and know they can achieve it.
A lot of people fall into the first category—they want financial independence but believe it's out of reach. The truth? They just need to get on the right train. There are two secrets hiding in plain sight: productivity and consistency.
Why Productivity Matters
You might be thinking: What does productivity have to do with financial independence? It’s not about investing or saving strategies. It’s about continuous improvement—getting 5% better each time, whether or not you have a passion for something.
Why does this matter?
It keeps you in an optimistic mode, which influences how you handle money.
It keeps you busy, reducing the time and opportunities for wasteful spending.
It helps you execute efficiently, meaning you get more out of the time and resources you already have instead of constantly chasing more.
Financial independence isn’t just about earning more; it’s about using time wisely and minimizing waste. People who operate at a high level of productivity don’t let distractions drain their time and money. They optimize everything—work, finances, routines—to keep improving.
Take checklists, for example.